Pension Refund Estimator
✓ 2026 verified NPS rates · Korea Insider ProLeaving Korea? Check if your nationality qualifies for a lump-sum National Pension refund and estimate the amount. 2026 rates.
Estimated lump-sum refund
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+ interest at the 3-year time-deposit rate, added by NPS on payout
| Your contributions (employee share) | — |
| Employer contributions | — |
| Total contributions refunded | — |
- Estimate before any applicable tax. Salary is capped at the contribution ceiling (₩6,370,000/month, valid through Jun 2026); older periods had lower ceilings, so long insured periods may be slightly overestimated.
- Rates applied: 9.0% of salary for months up to Dec 2025, 9.5% from Jan 2026 (2026 pension reform, first of five annual +0.5%p steps).
- You can claim within your final departure from Korea (or at the airport NPS desk) or from abroad. Claims must be filed within 5 years of departure.
Sources (primary)
National Pension Service (NPS) — Lump-sum Refund for Foreigners, agreement & reciprocity country lists, 2026 contribution rate 9.5%: nps.or.kr/eng · Full guide: National Pension refund for foreigners
National Pension Service (NPS) — Lump-sum Refund for Foreigners, agreement & reciprocity country lists, 2026 contribution rate 9.5%: nps.or.kr/eng · Full guide: National Pension refund for foreigners
Korea's rates change every January & July.
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